Establish whether crypto is offered to you, and in what form
The first question is not just whether a broker offers crypto, but whether it offers it to clients in your country and under your account's regulated entity. The second question is what the instrument actually is. Many brokers offer crypto exposure through CFDs or other derivatives rather than ownership of the underlying coins, which changes what you hold, how positions are financed and what happens if you keep them open long term. Confirm the instrument type in the broker's product documentation, not in marketing copy.
- Confirm with the broker whether crypto instruments are available in your country of residence.
- Identify whether any crypto product is a derivative such as a CFD or actual asset ownership.
- Check which regulated entity would hold your account and what rules apply to crypto there.
- Note that some regulators prohibit crypto derivatives for retail clients entirely.

