Independent broker research
027Vol. IVJuly 10, 2026
Independent broker research

Broker research

Eightcap FCA Regulation checklist

Regulation is one of the most important things to verify before funding any broker account, and it is also one of the easiest details to get wrong when relying on second-hand sources. This page does not confirm Eightcap's current regulatory status. Instead, it walks through how to check for yourself whether Eightcap operates a UK entity authorised by the Financial Conduct Authority, and what that would mean for you as a client. Always base decisions on the regulator's own register and the broker's current legal documents.

Eightcap FCA Regulation checklist cover image

Why the specific regulated entity matters

Many brokers operate multiple legal entities in different jurisdictions, each with its own regulator, protections, and product terms. The protections you receive depend on which entity your account agreement is with, not on the brand name. A broker group may hold an FCA authorisation through one entity while onboarding clients from other regions through entities regulated elsewhere or, in some cases, in lightly regulated jurisdictions. Before opening an account with Eightcap, identify the exact legal entity named in your client agreement and check its authorisation status independently.

  • Find the full legal entity name and registration number in the account terms, not just the brand name.
  • Check which entity applies to residents of your country, as this often differs by region.
  • Understand that group-level authorisations do not automatically extend to every entity in the group.

How to verify FCA authorisation yourself

The Financial Conduct Authority maintains a public register of authorised firms. To verify any claim that Eightcap holds FCA authorisation, search the register for the exact legal entity name and reference number shown in the broker's legal documents, then confirm the permissions listed match the services being offered to you. Also check the register entry for warnings about clone firms, since fraudsters sometimes impersonate authorised brokers. Do this check yourself rather than relying on statements in reviews, advertisements, or affiliate content, including this site.

  • Match the entity name and firm reference number in the broker's documents to the FCA register entry.
  • Confirm the register shows current authorisation and relevant permissions, not a lapsed or restricted status.
  • Check contact details on the register against the details the firm gave you to guard against clone scams.
  • Ask Eightcap support in writing which entity would hold your account before depositing.

What FCA authorisation typically involves

In general terms, FCA-authorised firms offering retail derivatives are subject to conduct rules that include client money segregation requirements, leverage limits for retail CFD clients, negative balance protection for retail accounts, and standardised risk warnings. Eligible clients of authorised firms may also have access to the Financial Ombudsman Service for disputes and the Financial Services Compensation Scheme in defined failure scenarios, subject to eligibility rules and limits. Whether any of this applies to you depends on the entity you contract with and your client categorisation, so verify these points for your specific situation.

  • Retail CFD clients of FCA-authorised firms are generally subject to leverage caps and negative balance protection.
  • Client money segregation rules apply to authorised firms, but verify how your funds would be held.
  • Compensation scheme and ombudsman access depend on eligibility, entity, and circumstances, not brand marketing.

Continue researching

Open related InvestorTrip pages before treating this topic as a final decision.

FAQ

Is Eightcap regulated by the FCA?

This page does not confirm Eightcap's current regulatory status. Broker authorisations can change, and different entities within a broker group hold different licences. Check the FCA register yourself for the exact legal entity named in Eightcap's client agreement, and confirm which entity would serve residents of your country.

Does FCA regulation mean my money cannot be lost?

No. Regulation sets conduct and client money standards but does not remove market risk. Losses from trading, including trading CFDs, remain your responsibility. Compensation schemes only apply in specific firm-failure scenarios and are subject to eligibility rules and limits.

What if I live outside the UK?

Broker groups usually assign clients to entities by region, so non-UK residents may be onboarded by a different entity under a different regulator with different protections. Ask Eightcap in writing which entity would hold your account and verify that entity's authorisation with its own regulator.