Identify the product: share ownership or stock CFDs
The first thing to verify is what you would actually be trading. Direct share dealing means you own the shares, may receive dividends as a shareholder, and typically trade without leverage. Stock CFDs are derivatives: you speculate on price movements without ownership, leverage applies, and overnight funding is charged on held positions. Brokers may offer one or both, and the answer can depend on which entity serves your country. Read the product pages and the client agreement for your region carefully.
- Confirm whether your account type gives access to real shares, stock CFDs, or both.
- Check which regulatory entity would hold your account and what products that entity is permitted to offer.
- For CFDs, review leverage limits, margin requirements and overnight funding charges.
- For share dealing, check how dividends, corporate actions and voting rights are handled.

