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Capital Com FCA Regulation checklist

Many readers search for Capital Com and FCA regulation together because they want to know whether the broker's UK entity holds current authorisation and what that means in practice. This page does not confirm or deny any regulatory status. Instead, it gives you a repeatable checklist so you can verify the facts yourself using the broker's own legal documents and the regulator's public register. Regulatory details change, entities differ by country, and your account may sit under a different entity than you expect, so first-hand verification matters.

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Why the regulated entity matters

Brokers that operate internationally often run several legal entities, each licensed in a different jurisdiction. The protections you receive depend on which entity your account is opened with, not on the brand name. Before you rely on any claim about FCA regulation, identify the exact legal entity named in the account agreement you would sign. That entity name, plus its registration or reference number, is what you should check against official records.

Find the legal entity name and reference number in the broker's terms, footer disclosures or account agreement.
Confirm which entity would hold your account based on your country of residence.
Remember that protections such as complaint routes and compensation schemes are tied to the entity, not the brand.

How to verify an FCA authorisation claim

Any claim of FCA authorisation can be checked against the regulator's public register. Search by the firm's legal name or reference number rather than the brand, then compare the registered details against what the broker publishes. Check that the authorisation is current, that the permissions listed match the services you plan to use, and that there are no restrictions or warnings attached to the record. If anything on the register does not match the broker's own disclosures, contact the broker's support and ask for written clarification before funding an account.

Search the regulator's register by legal entity name and reference number, not the brand name.
Check the status is current and the listed permissions cover the products you intend to trade.
Look for any restrictions, requirements or warnings attached to the firm's record.
Keep a dated screenshot or note of what you verified for your own records.

Questions to ask before opening an account

Regulation is one part of due diligence, not the whole picture. Once you have confirmed the entity and its status, read the client agreement for details on how client money is held, how complaints are handled, and whether any compensation scheme applies to your account type. If you are outside the UK, ask which entity and regulator would apply to you, because the answer changes the protections available. Our full Capital Com review at /reviews/capital-com covers the broader picture, and you can place the broker alongside others using the comparison tool at /tools/compare-brokers?brokers=capital-com.

Ask in writing which legal entity your account would be opened under.
Read the client money and complaints sections of the account agreement.
Confirm whether a compensation scheme applies to your account and under what conditions.
Browse related research on the reviews hub at /reviews before deciding.

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FAQ

How do I check whether Capital Com is FCA regulated?

Find the exact legal entity name and reference number in the broker's own disclosures, then search the FCA's public register for that entity. Confirm the status is current, the permissions match the services offered, and no restrictions or warnings apply. Do not rely on the brand name alone.

Does FCA regulation apply to me if I live outside the UK?

Not necessarily. Brokers commonly open accounts for non-UK residents under a different legal entity regulated elsewhere. Ask the broker in writing which entity would hold your account, then verify that entity with its own regulator, because protections vary by jurisdiction.

What protections come with an FCA-regulated account?

Protections depend on the entity, the account type and the products traded. Typical areas to read up on include client money handling rules, complaint procedures and any applicable compensation scheme. Check the broker's client agreement and the regulator's published guidance rather than assuming coverage.