Confirm availability and eligibility first
The first step is to confirm with the broker, in writing where possible, whether a swap-free or Islamic account option is currently offered for your country of residence and for the entity that would onboard you. Brokers often restrict these accounts to clients in certain regions, require documentation, or grant them on request after a standard account is opened. Do not rely on older reviews or forum posts, since brokers add, withdraw or modify Islamic account offerings without much public notice.
- Ask the broker directly whether an Islamic or swap-free option exists for your residency and chosen entity.
- Check whether the option is a separate account type or a status applied to an existing account on request.
- Confirm any eligibility requirements or supporting documents the broker asks for.
- Get the answer in writing or save the relevant page of the current terms.

