Confirm whether you would hold ETFs or ETF derivatives
The single most important check is product structure. Some brokers offer direct ownership of exchange-traded funds, while others offer derivative contracts, such as CFDs, that track ETF prices without conferring ownership. These are very different instruments for a long-term investor. Direct holdings can suit multi-year plans, while derivative contracts typically carry financing charges that accumulate over time and are generally designed for shorter horizons. Before assuming anything about Tickmill, open the broker's current product pages and legal documents and confirm the exact instrument type attached to any ETF ticker you care about.
- Check whether the instrument is a direct ETF holding or a derivative such as a CFD.
- Read the key information document or contract specification for each instrument.
- Confirm which account types, if any, give access to the ETF products listed.
- Note whether overnight financing charges apply, since these matter for long holding periods.


