IC Markets Funds guide

The word funds can cover very different products: directly held mutual funds, exchange-traded funds bought on an exchange, or CFDs that merely track an ETF's price. Each has different ownership, cost, and risk characteristics. Brokers known primarily for trading platforms sometimes provide exposure to fund-like instruments only through derivatives, which is a poor match for buy-and-hold investing because of financing charges and the absence of ownership. Your first task is to read the current product list and legal terms for the IC Markets entity relevant to your country and identify exactly which category applies.

Work through the broker's own documentation rather than relying on summaries. The key documents are the product disclosure statement or equivalent, the fee schedule, and the client agreement for your region. Then confirm your reading with written questions to support. Keep copies of the answers. If the product range does not include the fund exposure you want in the form you want it, that is a decisive finding, and the structured checklist at /find-my-broker can help you assess alternatives against the same criteria.

For long-term fund investing, small recurring costs compound into large differences. Beyond any commission, look at custody or platform fees, currency conversion charges, and, for derivative products, daily financing costs that can make multi-year holding expensive. Use the brokerage fee calculator at /tools/brokerage-fee-calculator to estimate costs against your contribution plan, and browse the long-term investing hub at /invest-long-term for guides on fund selection fundamentals such as expense ratios and diversification.