Long-term investing

Fxpro Inactivity Fees guide

Inactivity fees matter more to long-term investors than to frequent traders, because a buy-and-hold approach can leave an account dormant for months at a time. This guide does not state what Fxpro currently charges. Instead, it walks through how to verify inactivity fee terms directly in Fxpro's own account documents so you can judge whether the account structure fits a long holding period.

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Why inactivity fees matter for long-term investors

An inactivity fee is a charge some brokers apply when an account records no qualifying activity for a defined period. For an investor who intends to buy positions and hold them for years, this kind of fee can quietly reduce returns even when no trades are placed. Before opening or keeping an account, you should understand whether a fee exists, what counts as activity, how often the fee is charged and whether it is deducted from cash balances or open positions. None of these details should be assumed from third-party summaries, including this one, because brokers change fee schedules over time.

Dormant accounts can accrue recurring charges that compound against a passive strategy.
Definitions of 'activity' vary: some brokers count logins, others require executed trades.
Fee amounts, currencies and charging intervals are set in the broker's own schedule, not in review sites.

How to verify Fxpro's inactivity fee terms

The only reliable sources for current inactivity fee terms are Fxpro's official fee schedule, client agreement and account terms. Locate the fee or charges section of the client agreement and search for terms such as inactivity, dormancy, maintenance and administration. Note the exact inactivity period, the fee amount per period, whether the fee stops when the balance reaches zero and whether reactivating the account requires any action. If any point is unclear, ask Fxpro support in writing and keep the response with your account records.

Read the current client agreement and fee schedule directly from your account area or application documents.
Record the inactivity period, fee amount, charge frequency and the date you checked.
Confirm whether holding open positions counts as activity or whether trades are required.
Ask support to confirm terms in writing if the documents are ambiguous.

Fitting inactivity fees into your overall cost review

Inactivity fees are one line in a wider cost picture that includes spreads, commissions, overnight financing and withdrawal charges. A long-term investor should total the realistic annual cost of holding an account with low trading frequency, then compare that against alternatives. Use the Brokerage fee calculator at /tools/brokerage-fee-calculator to estimate combined account and trading costs, review the Long-term investing hub at /invest-long-term for related guides, and apply the same checklist to other candidates through Find my broker at /find-my-broker.

Estimate a full year of costs assuming your actual, likely trading frequency.
Compare inactivity terms across several brokers using the same written checklist.
Re-check fee schedules periodically, since brokers can amend terms with notice.

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FAQ

Does Fxpro charge an inactivity fee?

This guide does not confirm current Fxpro charges. Inactivity fee terms change over time, so you should verify the current fee schedule and client agreement directly with Fxpro before opening an account or leaving one dormant.

What counts as account activity at a broker?

Definitions differ by broker. Some count any executed trade, others may count deposits, withdrawals or logins. Check the exact definition in Fxpro's own account terms rather than relying on general assumptions.

How can a long-term investor avoid inactivity fees?

First confirm whether a fee applies and what resets the inactivity clock. Common approaches include placing a small periodic trade, keeping documented confirmation of the terms, or choosing an account whose written terms suit low trading frequency. Verify any approach against the broker's current documents.