Independent broker research
027Vol. IVJuly 10, 2026
Independent broker research

Long-term investing

Avatrade Non Trading Fees guide

Non-trading fees are the charges an account can incur even when no trades are placed. For long-term investors who may hold positions for years or leave an account dormant between purchases, these costs can matter more than per-trade pricing. This guide explains which non-trading fee categories to look for at Avatrade and how to verify each one against the broker's own current documents before you open or keep an account. It does not state Avatrade's current fee amounts, because fee schedules change and must always be confirmed directly with the broker.

Avatrade Non Trading Fees guide cover image

What counts as a non-trading fee

Non-trading fees sit outside spreads and commissions. They are typically listed in a broker's fee schedule, terms and conditions, or account agreement rather than on marketing pages. When reviewing Avatrade, build a list of every charge that could apply to an account that trades rarely. Long-term investors are more exposed to time-based charges, such as inactivity fees, than active traders are, so read the definitions carefully, including how the broker defines an inactive period.

  • Inactivity or dormancy fees, including the exact period of inactivity that triggers them
  • Deposit and withdrawal fees, which can vary by payment method
  • Currency conversion charges when your funding currency differs from the account base currency
  • Administration or maintenance charges described in the account terms

How to verify Avatrade non-trading fees

Do not rely on third-party summaries, including this page, for exact numbers. Go to the source documents. Locate Avatrade's published fee schedule and the terms and conditions for the specific entity and account type you would open, since fees can differ by regulatory entity, region and account currency. If anything is unclear, ask support in writing and keep the reply. Record the date you checked each figure so you can re-verify later, because fee schedules are updated over time.

  • Confirm fees in the legal documents for your specific Avatrade entity and account type, not general marketing pages
  • Check how inactivity is defined, how often any fee is charged, and whether it can draw an account balance down
  • Ask support to confirm withdrawal and conversion charges for your payment method in writing
  • Note the date of your check and re-verify before funding or after long dormant periods

Estimating the impact on a long-term plan

Once you have verified figures from Avatrade's own documents, model how they affect your plan. A small recurring charge on a small account can be a meaningful percentage cost over a decade, while the same charge on a larger account may be minor. Use the brokerage fee calculator at /tools/brokerage-fee-calculator to estimate combined account and trading costs, and browse the long-term investing hub at /invest-long-term for related guides. If you are still comparing accounts, the checklist approach at /find-my-broker can help you apply the same tests to any broker.

  • Convert recurring fees into an annual percentage of your expected account size
  • Compare the cost of staying invested but inactive against your expected contribution schedule
  • Re-run the estimate whenever the broker publishes an updated fee schedule

Continue researching

Open related InvestorTrip pages before treating this topic as a final decision.

FAQ

Does Avatrade charge an inactivity fee?

You should confirm this directly in Avatrade's current fee schedule and terms for your account type and regulatory entity. Inactivity policies, trigger periods and amounts can change, so verify the live documents and keep a dated record of what you find.

Why do non-trading fees matter for long-term investors?

Long-term investors often trade infrequently, so time-based charges such as inactivity or maintenance fees can accumulate even when no trades occur. On smaller balances these charges can be a meaningful percentage cost over many years.

Where can I find Avatrade's official fee information?

Look for the fee schedule, terms and conditions, and account agreement published for the specific Avatrade entity serving your region. If a charge is unclear, ask support to confirm it in writing before you open or fund an account.