What counts as a non-trading fee
Non-trading fees sit outside spreads and commissions. They are typically listed in a broker's fee schedule, terms and conditions, or account agreement rather than on marketing pages. When reviewing Avatrade, build a list of every charge that could apply to an account that trades rarely. Long-term investors are more exposed to time-based charges, such as inactivity fees, than active traders are, so read the definitions carefully, including how the broker defines an inactive period.
- Inactivity or dormancy fees, including the exact period of inactivity that triggers them
- Deposit and withdrawal fees, which can vary by payment method
- Currency conversion charges when your funding currency differs from the account base currency
- Administration or maintenance charges described in the account terms


