Eightcap vs TIO Markets

Many brokers operate several legal entities under different regulators, and the entity that accepts you depends on where you live. The protections, leverage caps and complaint routes attached to your account come from that specific entity, not from the brand name. Before comparing anything else between Eightcap and Tio Markets, identify which entity of each broker would actually onboard you, then check that entity's licence number directly on the regulator's public register. Also read the client agreement to see how client money is held and what happens in a default scenario.

Key checks: Find the exact legal entity named in each broker's account opening terms for your country.; Confirm the licence on the regulator's own register, not just on the broker's website.; Check whether any compensation scheme or negative balance protection applies to your entity.; Note the dispute and complaints process for each entity before you deposit..

A single advertised spread rarely reflects what you will pay. Total cost depends on the account type, the instrument, commissions, overnight financing, currency conversion on deposits and withdrawals, and any inactivity or administrative charges. When comparing Eightcap and Tio Markets, pull the current fee schedule and contract specifications for the exact instruments you trade, and work out an all-in cost for a typical trade at your usual size and holding period. If you hold positions overnight, swap rates can matter more than the spread itself.

Key checks: Compare the same account type and the same instruments side by side, using current published schedules.; Include commissions, swaps and conversion fees in your cost estimate, not just spreads.; Check for inactivity, withdrawal or account maintenance fees in each fee document.; Recheck pricing pages close to the date you open an account, since schedules change..

Platform availability, order types, minimum deposits and base currencies vary by broker and by entity, so verify them for your region rather than relying on generic descriptions. A demo account is a low-cost way to check execution behaviour, charting and order handling on each broker's platform. Read the withdrawal terms carefully, including processing times, verification requirements and any conditions attached to promotions. Finally, contact support at both brokers with a specific question and judge the speed and accuracy of the answers. Our Eightcap review, Tio Markets review and the compare broker tool can help you organise these checks.

Key checks: Open demo accounts at both brokers and test the instruments and order types you actually use.; Confirm minimum deposit, base currencies and available account types for your country.; Read withdrawal and verification terms before depositing, not after.; Record your findings in a simple table so the comparison stays factual..