Independent broker research
027Vol. IVJuly 10, 2026
Independent broker research

Crypto education

Crypto Basics

Learn the core crypto concepts before comparing exchanges, wallets, brokers or individual tokens.

Cryptocurrency exchange and wallet due diligence checklist

Core guide

Use these sections as a short research path before opening related articles, glossary terms or broker tools.

How crypto works

Cryptocurrencies are digital assets recorded on distributed ledgers. Ownership is controlled by keys rather than a traditional account ledger.

  • Blockchains record transactions across a network.
  • Private keys control the ability to move assets.
  • Different networks have different security and fee models.

Exchanges and wallets

An exchange helps users buy or sell crypto. A wallet stores keys or provides access to keys.

  • Exchange custody means the platform controls key storage.
  • Self-custody puts key security on the user.
  • Hardware wallets can reduce some online attack risks.

Risk checks

Crypto risk includes price volatility, platform failure, smart contract risk, scams and irreversible transfers.

  • Verify platform regulation and custody model.
  • Use strong authentication and withdrawal controls.
  • Do not treat token hype as due diligence.

Research checklist

A repeatable process is more useful than a one-time conclusion.

  1. 1

    Identify custody

    Know whether assets are held by an exchange, broker, wallet provider or your own wallet.

  2. 2

    Secure access

    Use two-factor authentication, backup codes and withdrawal address controls where available.

  3. 3

    Check network fees

    Blockchain transaction fees can differ from platform trading fees.

  4. 4

    Avoid urgency

    Treat guaranteed returns, airdrop pressure and private-message offers as red flags.

Related reading

Articles selected from the InvestorTrip archive for this topic.

Glossary quick links

Use these definitions to check the vocabulary behind the guide.

FAQ

Short answers to common questions about this topic.

What is cryptocurrency?

Cryptocurrency is a digital asset recorded on a distributed ledger, usually secured by cryptographic keys.

What is a crypto wallet?

A wallet stores or manages the keys needed to control crypto assets.

Is crypto safe for beginners?

Crypto can be volatile and operationally risky. Beginners should learn custody, security and platform risk first.