How Build America Bonds Fit in Your Retirement

With fixed income investors looking for higher yields, Build America Bonds may fit perfectly in their plan.  Enacted as part of the 2009 economic stimulus package signed into law by President Obama, Build America Bonds present an excellent opportunity for investors to generate substantial returns with lower risk vehicles. How They Work Build America Bonds …

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Are You Ready for the Next Retirement Investment Revolution?

Investors planning for retirement may finally have an opportunity to keep more of their portfolio profits.  As the cost to carry investments over long periods of time evaporates, the investing class will enjoy a higher standard of living, and banks will build a better relationship with their clients. Not Free, But Nearly In just a …

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Should Gold be a Part of Your Retirement Portfolio?

Gold prices have shot sky-high, hitting a record of $1030 per barrel last spring.Investors are rethinking the view of gold as anultra-speculative investment in these economic times.Buying gold to back up your retirement portfolio might be a great way to hedge against a recession, especially if inflation continues onward. Why Gold? Gold has remained the …

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Is a Non-Matched 401k Worthwhile?

Economic slowdowns are always quick to hurt business spending, whether it is on new production components or human resources. Employees are feeling the economic pinch, faced with potential job loss and certain benefit cuts. The quickest and easiest solution for most businesses is to suspend or cut out indefinitely the 401k matching programs that add …

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What 2008 Can Teach Us About Retirement Planning

The year 2008 will take its place in history as one of the worst years for investing. The credit crunch and recession that began in 2007 sent investors flying out of the market and back into fixed income investments as a way to protect against loss. With 2008 in the rear view mirror and 2009 …

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Protecting yourself from retirement tax burdens

In as little time as 30 years, tax brackets in the United States have changed completely. During the early 1980s, the top tax bracket was paying 70% federal tax on every dollar earned – which was two for the government and one for you. Today, the top tax bracket pays just half that rate, or …

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It's not easy being a retiree in an unsettled market

Photo Source: Citizen Tom For retirees, the current market events present an unfortunate circumstance, where many retirement portfolios are stuck between a rock and a hard place, whether in fixed income, equity or the trusted stock market. With a huge rally in commodities, combined with the dropping stock market and money market accounts that pay …

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