If you’re in a pinch and need money quickly, a payday loan might be what you need. In simple terms, a payday loan is a small cash advance payable upon the borrower’s next paycheck.

Unlike bank loans, where credit repayment is paid through multiple installments spread over a long period, payday loans must be settled all at once, typically within two to four weeks. 

How to Get a Payday Loan?

With ShinyLoans, the entire process of requesting a payday loan is 100% online, meaning you can fill out a credit request and get funds from the comfort of your home. Let’s break down the simple three-step process of getting quick cash through our website.

·         First, go to ShinyLoans.com, click the ”Get Started” button and fill out the loan request form. You will need to provide some basic details about yourself like a driver’s license number or state ID, valid checking account, phone number, email address, and how much you like to borrow. Once finished, submit the form.

·         Next, you will be connected with a lender and if you wish to proceed, they will carry out some further checks. If successful, and you accept the lender’s terms, you may go ahead and sign an agreement.

·         Finally, if successful, you will have your funds directly deposited into your bank account as soon as the next business day.   

Remember, the available amount is limited, typically up to $2500, and you should consider these loans if you have small-dollar problems.

Pros of Getting a Loan with Shinyloans

Quick & Easy Request Processing

Payday lenders working with us are available 24/7 and offer online request processing. The online form on our website is simple and can be filled out in minutes, making our services appealing to those in need of quick funds. 

Soft Requirements

One of the main reasons why payday loans have become a popular alternative for people strapped for quick cash is that they have fewer criteria. In contrast to traditional creditors, payday lenders apply quite soft eligibility requirements. Here are the most common standards you must meet to qualify for a payday advance: 

·         Being employed or having a stable income source

·         Being at least 18 years old 

·         Having a valid bank account 

·         Being a permanent resident or citizen of the USA. 

 No Credit Check Required

Another advantage is that all credits are welcome on our website. You should not worry about being rejected as payday loans are urgent means of getting funds and we think they should be available to everyone. 

The Bottom Line 

Most of us have had financial difficulties at some point in our lives when it was necessary to find extra money to address the issue. However, it hasn’t always been this easy to get the cash quickly. Whether it’s a medical emergency, household expenditures, or debt repayment, turn to Shinyloans to attack your problems with the help of online loans.