Funding your IRA account takes a bit of discipline, but remains one of the easiest ways to build wealth over the long term. I learned this lesson the hard way when I neglected my Roth IRA account last summer working as a intern.
April 17th is the deadline for all 2006 Roth IRA contributions. Once April 17th passes, you will never be able to replace lost time. So if you're eligible for the Roth IRA, then take the time to open an account and prepare for your retirement.
Information on Roth IRA Accounts
I wrote a few entries in the past of how the Roth IRA works and where to open your Roth IRA.