Is Personal Capital Safe to Use?

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Personal Capital is the best portfolio management software for tracking track your stocks, ETFs, REITs, crypto, and checking/savings accounts.

It’s 100% free to use Personal Capital to track everything but you may be wondering whether Personal Capital is safe to use.

Is Personal Capital Really Safe to Use?

I’ve been using Personal Capital for several years without any problems so far. Personal Capital secures all your data using AES-256 encryption, which is the same standard used by the United States Military.

Personal Finance also offers multifactor login and biometric password options for further security. Whenever you open the Personal Capital app on your phone, you will be asked to enter your password. This is a great feature for preventing unauthorized access to your account.

Use a Secure Password

It’s important to create a secure password that you don’t share with anyone else to protect your financial data. Use a strong password that includes an uppercase letter, numbers, and symbols to make your password as secure as possible.

Setup MFA Login

Enable MFA to add an extra level of account security. Personal Capital will require you to enter a multifactor code whenever you log in.


Personal Capital is extremely safe to use and track your investment portfolio.

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