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Personal Finance

FIRE

It's not easy being a retiree in an unsettled market

ByGrace Chen July 3, 2008

Photo Source: Citizen Tom For retirees, the current market events present an unfortunate circumstance, where many retirement portfolios are stuck…

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Personal Finance

What is an Annuity?

ByGrace Chen May 26, 2008January 2, 2021

Annuities are generally reserved for the most modest of investors – those that plan retirement, but would rather have the…

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FIRE

How to Invest for Retirement Overseas

ByGrace Chen May 21, 2008

Photo Credit to Amanita The problem arises for many retirees that domestic slowdowns put their own retirement jeopardy. It has…

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FIRE

Long-term care insurance: a great retirement investment

ByGrace Chen April 28, 2008

Retirement planning focuses on a portfolio that can sustain the cost of living once work-related income has ceased.  Many retirement…

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FIRE

How to Optimize a Kick Ass Retirement Portfolio

ByGrace Chen March 13, 2008

After the market turmoil in the past few weeks, retirement portfolios could have easily become unbalanced. Huge gains in the…

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FIRE

8 Tips For IRA Contribution Season

ByDenise Appleby March 6, 2008

During the first few months of the year, many taxpayers will be looking for ways to reduce their tax burden…

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FIRE

Pay Off Your Mortgage Early Before Retirement?

ByGrace Chen February 21, 2008August 2, 2022

The decision of whether or not to pay off your mortgage before retirement can be complicated. Tax benefits and investment…

Read More Pay Off Your Mortgage Early Before Retirement?Continue

FIRE

Are Target Retirement Funds Smart Investments?

ByGrace Chen February 13, 2008

Retirement planning may be getting easier, but it certainly is not getting cheaper. To add to the supply of retirement…

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FIRE

Are Variable Annuities Best for Your Retirement?

ByGrace Chen February 7, 2008

Planning for retirement is a complex issue, with equal weight given to retirement income and capital growth. Recent trends have…

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Personal Finance

9 Powerful Ways to Create Wealth

ByGrace Chen January 31, 2008

With a tumultuous week behind us in the stock market, both in America and overseas, many investors are wondering how…

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FIRE

How to Effectively Manage Sources of Retirement Income

ByGrace Chen January 22, 2008August 2, 2022

 The Scenario: The reality of retirement is inevitable – especially for the post-baby boomers generations. With company plans a foregone…

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FIRE

7 Ways to Kickstart Your IRA Account

ByEditorial Staff November 7, 2007October 28, 2014

Photo Credit to MarionEveryone’s IRA situation is unique, but these 7 tips will help you maintain the proper retirement course….

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FIRE

The Easiest Way to Fund Your IRA Account Monthly

ByEditorial Staff July 3, 2007

Funding your IRA account takes a bit of discipline, but remains one of the easiest ways to build wealth over…

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Personal Finance

How to Calculate Compound Interest

ByEditorial Staff April 7, 2007April 15, 2014

Calculating Compound Interest Basics Compound interest is, “interest which is calculated not only on the initial principal but also the…

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FIRE

Which Roth IRA Account Is Best for Your Retirement?

ByEditorial Staff March 25, 2007June 16, 2014

The key to investing is long-term growth, so what could be better than opening a Roth IRA account for your…

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Personal Finance

How to Lend Money on Prosper

ByEditorial Staff March 20, 2007August 7, 2022

Prosper is an online marketplace for people-to-people lending services where investors can “play the bank” and earn a nice return…

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Investing

10 Tips for Avoiding A Pump and Dump Stock

ByEditorial Staff February 21, 2007December 5, 2021

What is a Pump and Dump Stock? Pump and Dump, a form of investment fraud, occurs frequently every day. In…

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Personal Finance

My Telemarketing Fraud Story

ByEditorial Staff December 24, 2006

It’s a good idea to educate yourself on how telemarketing fraud works because you may be a scammer’s next target….

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Personal Finance

Stupid Ways to Lose Money

ByEditorial Staff December 19, 2006

While browsing the MSN message boards, one discussion really caught my attention. A post on Really Stupid ways you’ve lost…

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FIRE

How to Retire Early and Rich

ByEditorial Staff November 20, 2006May 7, 2014

So you want to retire rich with lots of money? If you understand the time value of money, then you’re…

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Personal Finance

How to Get Overdraft Fees Refunded (Examples)

ByEditorial Staff October 30, 2006August 1, 2022

Bank Overdraft fees and other various customer penalties have quickly become the banking industry’s most profitable source. Your personal bank…

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Investing

How to Create a Simple Investment Plan

ByEditorial Staff October 23, 2006April 28, 2021

Creating an investing plan is arguably the most important step in investing. Your plan is the road map which will…

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