While apps make it that much easier to create your own budget or track spending, that isn't enough to get control over your finances. And many people need professional assistance…
Saving $10,000 in 1 year is a huge milestone towards your journey to financial freedom. It takes a lot of disclipine and constant savings for most people to reach this…
Figuring out when to sell a losing stock position is a difficult task for most investors. Take a visit to any message board covering a big loser and you'll see…
I became debt free in 2020 by using the methods below to pay off all my consumer debts during the COVID-19 crisis. Becoming debt free gives you peace of mind…
The S & P 500 Index is a U.S. based index for tracking the general stock market. In this article, you'll learn how to invest your money in several ways…
Answering this question should be very easy. All you have to do is calculate your net worth. You can do that by making a difference between all that you own…
A market order and limit order are two different types of stock market trading orders that most brokers & online trading apps offer. When you attempt to trade stock, you…
Your 20's is the first step into adulthood as you enter the 1st quarter of your life. It's a period where you begin to make more money than you've ever…
Cutting your monthly expenses is an art. With so many diffferent bills coming in each month, you can find it tough to make any progress on your savings & investment…
1. Wall Street (1987) https://www.youtube.com/watch?v=7b4BcbhGggM The legendary film starring Michael Douglas who plays the role of Gordan Gecko, a well known Wall Street trader who made a fortune by bending…
Markets have never been as prosperous as they are now. On the other hand, things have never been so risky, either. We’ve all heard the mantra: diversify, diversify, diversify. As…
Everybody dreams about being rich. They dream about living in the biggest house that they possibly can. They dream about having the best car that they possibly can get. They…
Pay Yourself First Definition Pay yourself first is the habit of diverting a portion of your income to a separate savings (or investment) account before paying bills and other expenses.…
Last week, a friend asked me about investing in stocks and I realized many people ask the same questions over and over again. This friend wanted to know what stocks…
Is it possible to live off dividends in retirement? Can you retire by 40 with dividend stocks & ETFs? These are the 2 questions I found myself asking when I…
Find out how to stop living paycheck to paycheck in this simple 10 step guide to financial freedom.
In today's poor economic climate, how to retire early at 40 should be a question that most of us ask ourselves. Instead, most of us end up working most of…
I remember a conservation I had last year with 2 women in their late 30's who asked me what I did for a living. The conversation went something like this:…
One of the biggest trends playing out in the financial technology universe is the rise of robo-advisors which strives to help young people invest in their future. A robo-advisor…
Stocks or bonds? Which investment is right for you? The answer to this question depends on your age, risk tolerance, and long term goals. Stocks vs Bonds: Which Performs Better…
In my 15+ years of investing, I continue to see the same mistakes happen again and again, especially when it comes to first time investors. I made a ton of…
Don't have money to invest? The most common question I receive from beginner investors is: How do I make more money to invest? It's a great question but I don't…
A quick guide on how Robinhood pays dividends to investors.
Welcome to my 3rd monthly dividend income report for October 2019. In this report, I’ll cover my passive dividend income growth along with dividend increases and changes in my portfolio as…
Welcome to my 2nd monthly dividend income report for September 2019. In this report, I’ll cover my passive dividend income growth along with dividend increases and changes in my portfolio as…
There are two primary types of IRAs, the Roth IRA and the Traditional IRA. With a traditional IRA, the funds that are invested are potentially tax deductible to the account…
We've covered the best Roth IRA providers and stocks already, but you may want to purchase a book to truly understand the power of the Roth individual retirement account. Here's…
Are you thinking about opening a SEP IRA account for your small business? SEP IRAs are one of the best ways for self-employed entrepreneurs, digital nomads, and small business owners…
Often times, when you apply for a loan, you may find that the lender asks what you will be using the loan for. The answer to this question can actually…
When it is time to go off to college, you might find that you need to get yourself your own checking account if you don’t already have one. Student checking…
Reverse mortgages are available to you only after you have reached the age of retirement (62 years old). But even then does it make sense for you to apply for…
In the world of 21st-century marketing, traditional advertising techniques are giving way to new methods of helping brands to better connect with target audiences and enhance their exposure. Sponsorship marketing…
Vacation homes are an ideal investment for those looking to dip their toes into the real estate market while still being able to have a bit of fun. Before diving…
As investors, many of us have been in a position of stumbling upon what we think is an excellent opportunity, only to then discover our funds are low. When this…
What happens to your estate once you have passed on, is a sensitive issue, but planning for the inevitable is the best way to ensure that your wishes are carried…
Believe it or not, credit card addiction is a real thing, and a lot of people suffer from it for a number of reasons, and while it might seem like…
It’s difficult to find yourself in a situation where your bank accounts are bone dry, and your wallet is anorexic. When things like this happen, it’s important to ask yourself…
Money isn’t everyone’s favorite topic. It’s a blessing and a curse sometimes. Even if you aren’t a finance wiz, you still have the ability to get your funds in order.…
Saving money is something that virtually everyone has to look to do at some point, but despite this it can often prove to be a challenge for people. The good…
Here's a list of the 10 best penny stock screeners to save you time researching potential trades.
A business line of credit is a type of business loan. Instead of taking out a loan for $50,000, you take out a line of credit with a capped amount…
Ever wondered who the top investors of all time are? We compiled a list of the top 10 investors of all time so you can read about their impressive financial…
Reading books is a habit of rich and successful people. Did you know that 88 percent of wealthy individuals read 30 minutes or more every day? Rich people commit themselves…
Investing is a powerful way to build a financial future for yourself, but investment requires capital to utilize in the first place. Since many people, like young college students, don’t…
Typically, students tend to survive off very little money, and although some students do work whilst at college, it’s usually for the bare minimum wage in order to get enough…
Over the years, people have gotten dissatisfied by how traditional banks charged the bonuses on interests they place on savings. It led to looking for alternative high yield savings accounts…
"There are several factors involved in organizing your finances. One of the best ways to budget and meet your liabilities while obtaining the finance that you need is to spread…
For many reasons, the SEP IRA is an extremely attractive option for a retirement account. First, a SEP IRA retirement account is easy and inexpensive for a business owner to…
It's really easy to start investing with very little money. You can start with just $250 or less. Here's 10 simple ways to invest $250 and grow your small investment…
You are surely worse off for taking lousy advice. Simply ask individuals who have believed in the stock-punting uncle and later regretted it. Top class professional financial advice, on the…
Know about Different Binary Options Trading Assets Are you interested in binary options trading? Then, you seem to have chosen a good way of building wealth. If you have decided…
As the use of credit cards increase, they are soon becoming a way of life for many. Credit cards are one of the easiest ways in which transactions can be…
You may want to check your credit rating if you’re thinking of applying for a loan, mortgage, credit card or other financial product - or maybe you’ve already been turned…
One of the most popular ways to get out of business is for business owners to sell their business. Sometimes, it is because there are no successors to keep the…
Etrade is a US Based financial services company based in New York City, New York. It was founded in 1982 and currently has over 3,000 employees helping you invest in…
Etrade is a US Based financial services company based in New York City, New York. It was founded in 1982 and currently has over 3,000 employees helping you invest in…
Managing your finances can be a real pain, and there are lots of mistakes which people seem to make when they’re trying to sort out their money. Some of them…
If you plan to trade stocks in your Roth IRA, then it makes sense to pay attention to commissions and transactions fees since they eat away at your investment returns.…
SBA is a government agency which provides financial assistance to small businesses and not individuals. This is the reason why the eligibility criteria depend on the business and not the…
There are many people all over the world who will not be aware of the structured settlement attorneys and find the matter confusing when they are dealing in it. There…
Establishing and administering your own company can be your dream, and also it can serve as a great way of securing finances for your future. Most of you who think…
Line of credit can be a lot helpful at times when you cannot bear the interest in the beginning of the loan nor do you require the entire amount for…
Are you ... Changing jobs? Changing careers? Retiring? If you are receiving a distribution from a company retirement plan, there are important decisions you need to make ... sooner than…
Warren Buffett is one of the most famous investors in the world for good reason. The 83 year old stock market genius ranks 3rd on Forbes Billionaire list with a…
One of the most important benefits of Roth IRAs is the long term compounding effect. Basically, your money continues to earn more over time even if you don't add any…
httpvh://www.youtube.com/watch?v=rK6WLHNYjwM&feature=related Choosing the right personal finance money management software can be daunting in a world filled with endless choices. In this review, I will cover Mint, the preferred money management…
This is a guest article submitted by Patricia. She is an expert at reclaiming unfair bank charges. Millions of people across the world have been victims of unfair bank charges.…
Banks are trying everything they can to bring new clientele to their business. In fact, they're going as far as offering 4% interest on checking accounts, a banking product that…
Though investors may love dividends for their income potential, stocks that issue dividends to investors also fair better in weaker markets. What's In a Dividend? Dividend paying stocks are more…
With fixed income investors looking for higher yields, Build America Bonds may fit perfectly in their plan. Enacted as part of the 2009 economic stimulus package signed into law by…
What has always been a staple of financial planning is now supercharged in today's economy of low rates and incredibly low mortgages prices. Paying off the mortgage is one item…
Taxes, taxes, taxes: those three words have thus far defined the campaign trail, as hundreds of members of government are up for re-election this year. However, taxes aren't just important…
401k programs are notorious for offering very few, yet expensive, options for their clients. However, one loophole may save you thousands of dollars per year and let you have more…
Once you've familiarized yourself with the Roth IRA basics, you should know whether or not you want to open a Roth IRA or not (and, of course, whether or not…
After managing my Roth IRA account for almost 4 years, I decided to swap it in exchange for a Fidelity business account. Of course, some of you are calling my…
When investors think of "risk aversion," typically treasury bonds, corporate bonds and municipal debt rank highly on the list. In today's economic climate, however, it appears there may be more…
As gold reaches $1000 per ounce and silver pushes its pre-bubble highs, investors have an increasingly vested interest in precious metals. Once ignored for their below-average returns, metals and retirement…
Actions by world governments are steering investment dollars away from the stock markets. In addition to the economic downturn, investors have a variety of other reasons they're not willing to…
SEP (Simplified Employee Pension) IRA accounts are a great way for small business owners and self employed individuals to invest a portion of their company profits for their retirement. You…
In an age where virtually every one of life's biggest expenses are covered by “expendable” company benefits, many investors and employees alike are growing more concerned over their financial future…
Financial advisors have long recommended that investors tone down their portfolio risk as they age to prevent the chance that falling equity prices will stifle retirement plans. However, as many…
Many senior citizens are bombarded by advertisements promoting new reverse mortgage offerings, which can offer extra income during retirement. A reverse mortgage essentially entails selling your home in pieces for…
My wife and I attended the Donald Trump Wealth Building Seminar a couple of weeks ago. Actually it wasn’t a seminar, but a 2 1/2 hour promotion for his upcoming…
The explosion of growth in the ETF industry has been both a boom and a bust for investors looking to make top dollar in the stock markets. Although the vast…
Post-credit crunch CD rates are contradictorily excellent for investors. Even after infusing the market with billions of dollars worth of capital, personal CD rates are at their best – mostly…
It's that time of year again when the taxman wants to know how much you have earned and how much tax you owe him. Don't forget that your individual tax…
A global recession has every investor looking for ways to reduce costs. From the number of times we visit fast food restaurants or how we regulate the home thermostat, it…
Financial advisers will never recommend that you borrow from your 401k – and for good reason. Unfortunately, life does not always go to plan, and making a decision on borrowing…
Exchange traded funds received their start from active day traders and swing traders looking for better ways to trade Wall Street's indices. Today, there are ETFs for everything, ranging from…
The prospect of retirement triggers good feelings, including the idea of spending extended periods of time traveling the world and living on the fortunes amassed after years of hard work.…
Gold prices have shot sky-high, hitting a record of $1030 per barrel last spring.Investors are rethinking the view of gold as anultra-speculative investment in these economic times.Buying gold to back…
Economic slowdowns are always quick to hurt business spending, whether it is on new production components or human resources. Employees are feeling the economic pinch, faced with potential job loss…
Very few people equate frivolous expenses as lost income. Knocking off a $500 a month payment is more than just getting out of debt; it's saving your money and boosting…
In as little time as 30 years, tax brackets in the United States have changed completely. During the early 1980s, the top tax bracket was paying 70% federal tax on…
Photo Credit: Greek Shares The traditional retirement think-tank would say that bluechips should make up your short term retirement holdings. Investing your cash in a blue chip stock for a…
Photo Credit: LA Times As more banking institutions become insolvent, it is important to know which accounts are insured against bank failure - and which ones are not. In fact,…
Photo Credit: Analytical Thoughts It's not how much you save, but how much you spend that truly makes a difference - especially when it comes to your retirement. Many people…
Photo Source: Citizen Tom For retirees, the current market events present an unfortunate circumstance, where many retirement portfolios are stuck between a rock and a hard place, whether in fixed…
Annuities are generally reserved for the most modest of investors - those that plan retirement, but would rather have the fixed income payments post retirement than to manage their own…
Photo Credit to Amanita The problem arises for many retirees that domestic slowdowns put their own retirement jeopardy. It has long been the advice that future retirees should invest more…