Check your Credit Report and Fico Score Annually

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These two factors will save you thousands of dollars over a lifetime if kept in good condition. Michael Squier writes a brilliant article at on your FICO score. If you maintain a healthy FICO score, lenders will see your loan as a low risk investment, thus rewarding you with much cheaper interest rates. Take advantage of risk profiles and present yourself as a “safe bet” to lenders.

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