There are tons of ways to save money on your daily expenses, but the easiest way is to change your daily routine. Developing a healthy routine will help you spend less money, save more, and ultimately build your wealth. With all the money you’ll save, you can invest it or count it obsessively. Here’s a few tips on how to save more by altering your daily routine:
11 Money Saving Tips
Eat breakfast every morning
Breakfast is the most important meal of the day. Eating breakfast prevents trips to Starbucks or au bon pain in the morning for mid-morning snack attacks. It�s a lot easier to skip that Mcdonald’s breakfast sandwich because you�re not hungry during your morning commute to work or school.
Brewyour coffee at home
You can save a ton by simply brewing your own coffee at home, plus you�ll avoid those long lines during peak hours. Buy coffee in bulk and use a personal coffee maker. It�ll take you 10 minutes at max, but will save you hundreds every month.
Use public transportation
Take advantage of trains, buses, and slugging (carpooling with other commuters), and you’ll save more dollars on daily commute expenditures, not to mention your gas card bill and automobile maintenance expenses drop drastically. We now get more exercise throughout the day, which keeps your heart, immune system, and brain in working order.
Read the newspaper online
Almost every major periodical offers its publication online. By reading the paper online, you avoid paying for a text that carries a one day timeline. It�s also environment friendly.
Drink at least 12 cups of water every day
Drinking plenty of water eliminates the possibility of your mistaking dehydration for hunger. Try not to buy bottled water as well. You can easily pick up a simple water bottle and carry it with you. Don’t worry; you’re not alone on this one. Often when you may feel hungry, your body is really asking for water. You can get your daily water intake recommendation estimate based on your body weight, calculate your daily water requirement.
Take a bagged lunch in the morning
Bring your lunch will save you a ton if you normally pay for your lunch. The Chipotle cravings may be uncontrollable at first, but they subside once you�ll practice bringing your own lunch instead of eating out every day. My previous post on bringing a bagged lunch provides the full explanation of benefits.
Avoid snack machine purchases
Ever notice why snack machines are full of high sodium products? The vendors are hoping you’ll resort to their products as a quick fix. But what most people don’t realize is that these snacks in turn make you feel hungrier by dehydrating you. Now maybe you’ll purchase a Dasani water or Minute Maid orange juice as well. If you’re hungry, go grab a meal because those 60 cent and $1 purchases add up quickly.
Share large meals with friends
Instead of purchasing that 6 inch sub by yourself, buy a 12 inch and split it with a friend. Every time you split a sandwich, you�ll save a few bucks between the two of you. If you choose not to split a sandwich, then buy Subway’s daily sandwich special.
Use your personal bank for all ATM transactions
You can avoid costly transaction fees by only making transfers under your personal bank. These $1.50 fees add up quickly and are easily avoidable. Withdrawal cash from your bank at a time when you don�t really need it. That’ll save you time and money if you ever randomly need to cough up some dough. That goes double for cash advance loans. Avoid these scammers at all costs!
Drink more Green Tea
Green tea has been a nice substitute for various snack trips, especially when a couple of hours past. The tea leaves are packed with catechins including the powerful anti-oxidant EGCG. For me, drinking green tea after lunch eases the digestion process, keeps me from feeling sluggish, and eliminates post-lunch cravings.
Find A New Hobby
Finding a new hobby is an excellent way to entertain yourself for free. Hiking, reading, and playing board games are three easy ways to get your mind off of spending money and enjoying life.
Got a money saving tip? Add it to the list!
While his background is mostly related to trading stocks, he recently gained interest in real estate crowdfunding with Fundrise.