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101 Ways to Invest Money – Equities

According to, the term “investing” is defined as:

The use of money for the purpose of making more money, to gain income or increase capital, or both.

Anytime we spend money in hopes of earning more money in the future, we are making an investment, regardless of its source. Here’s 101 investing ideas that can make you money, too.


1. Buy stocks and Hold them for the long run. It’s important to remember that when you buy stock, you’re buying a company as well.

2. Invest in Mutual Funds and Minimize management fees. Funds with high management fees and load charges do nothing but hurt your overall annual returns most of the time. Compare the best brokerage firms and find the best funds that suit your investing styles.

3. Trade ETFs like mutual funds, not stocks. ETFs serve as a great alternative for investors who wish to invest in a mutual fund matching security. Many ETFs track global indices and markets, making it easier for the small guy to invest on limited funds.

4. Stash cash in a bond for the future. Purchase a bond and hold it until its maturity date, the day you can cash in the bond’s full profit value. If you like buying stuff online (and who doesn’t), you can earn savings bonds while you shop online.

5. Buy Commodities when you can predict future market shortages. Investors who predicted the recent wheat shortages, and the high rising costs of gold made a lot of money.

6. Trade Foreign Exchanges (Forex Trading). There’s money to be made in the forex market, but beware of the potential pitfalls that take literally days to unfold. Currencies prices do not behave like stocks or mutual funds.

7. Trade Stock Options. Stock option trading allows you to purchase shares of a firm at a reduced rate, although stock options usually expire within three months of purchase. This is reserved for experienced short-term investors.

8. Choose the Best Bank CD Rate for certificate of deposits. CDs are low-risk investments in banks, which in turn pay you interest on your money investment. HSBC offers high CD interest rates, along with Bank of America and WaMu.

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