Long-term care insurance: a great retirement investment
Retirement planning focuses on a portfolio that can sustain the cost of living once work-related income has ceased. Many retirement portfolios are healthy enough to carry your standard of living well into retirement, but not large enough to protect against any huge costs – especially the rising cost of health care.
Rising costs of health care
Unfortunately [...]
Does bullion have a place in your retirement portfolio?
Bullion might seem to be a speculative investment to some, but it deserves an opportunity to be part of a retirement portfolio. If history is any indication of the future, governments will continue to print more and more money, pushing up the prices for gold and other bullion, such as silver and platinum.
The history of [...]
How to Optimize a Kick Ass Retirement Portfolio
After the market turmoil in the past few weeks, retirement portfolios could have easily become unbalanced. Huge gains in the mining industry offset losses in the financial sector, while technology stayed near flat. Now is the best time to even out your portfolio for the long term, and here are factors to consider:
1. [...]
8 Tips For IRA Contribution Season
During the first few months of the year, many taxpayers will be looking for ways to reduce their tax burden for the previous year, and also take advantage of tax benefits where possible. Receiving the maximum possible benefits requires some diligence, such as making sure any IRA contributions are made [...]
Pay Off Your Mortgage Early Before Retirement?
The decision of whether or not to pay off your mortgage before retirement can be complicated. Tax benefits and investment mathematics blurs a relatively simple answer.
Retirement should be the time for easily living and time well spent, but for many, it comes as one of the most financially difficult times of life. High [...]
Are Target Retirement Funds Smart Investments?
Retirement planning may be getting easier, but it certainly is not getting cheaper. To add to the supply of retirement instruments, a new breed of mutual fund has emerged: the target fund.
These funds seek to minimize the effort required to manage a hefty portfolio by focusing on asset allocation, rather than investment [...]
Are Variable Annuities Best for Your Retirement?
Planning for retirement is a complex issue, with equal weight given to retirement income and capital growth. Recent trends have made variable annuities a very popular retirement planning instrument, stemming from the guarantee of stable income. However, with the vast array of retirement annuity options, it is important to navigate the field carefully [...]
How to Effectively Manage Sources of Retirement Income
The Scenario: The reality of retirement is inevitable – especially for the post-baby boomers generations. With company plans a foregone luxury, people must now plan for nearly every penny of their retirement income. Without preparation, aged persons must work well into the seventies, well beyond the working age.
The Main Issue: Retirement [...]
5 Retirement Resolutions for 2008
Happy belated New Year! We are checking in to see if you have kept your resolutions – or like the vast majority of Americans – have already broken them. Remember, it is never too late to start on your resolutions – nor is it ever too early to begin planning for your retirement. [...]
7 Ways to Kickstart Your IRA Account
Photo Credit to Marion
Everyone’s IRA situation is unique, but these 7 tips will help you maintain the proper retirement course. Here’s 7 surefire ways to kickstart your IRA account to boost your retirement savings and give you a piece of mind.
Understand the Difference between Savings and IRAs – Your IRA account is made for holding [...]
